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[]
["Variable Name","Description","Type"]
["SeriousDlqin2yrs","Person experienced 90 days past due delinquency or worse ","Y/N"]
["RevolvingUtilizationOfUnsecuredLines","Total balance on credit cards and personal lines of credit except real estate and no installment debt like car loans divided by the sum of credit limits","percentage"]
["age","Age of borrower in years","integer"]
["NumberOfTime30-59DaysPastDueNotWorse","Number of times borrower has been 30-59 days past due but no worse in the last 2 years.","integer"]
["DebtRatio","Monthly debt payments, alimony,living costs divided by monthy gross income","percentage"]
["MonthlyIncome","Monthly income","real"]
["NumberOfOpenCreditLinesAndLoans","Number of Open loans (installment like car loan or mortgage) and Lines of credit (e.g. credit cards)","integer"]
["NumberOfTimes90DaysLate","Number of times borrower has been 90 days or more past due.","integer"]
["NumberRealEstateLoansOrLines","Number of mortgage and real estate loans including home equity lines of credit","integer"]
["NumberOfTime60-89DaysPastDueNotWorse","Number of times borrower has been 60-89 days past due but no worse in the last 2 years.","integer"]
["NumberOfDependents","Number of dependents in family excluding themselves (spouse, children etc.)","integer"]

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